Ask AI

Privacy Policy

Last Updated: 16 October 2026

Who we are

Parmbh (parmbh.com) is run by Ever Grow Wealthix Private Limited (CIN U70200RJ2025PTC099659), registered office: S-3, Plot No. 70, 71, Mithila Vihar-I, Jagatpura, Jaipur, Rajasthan 302017. For privacy questions, write to support@parmbh.com.

1. Information We Collect

If you create an account, we collect your email address and phone number. You can browse bonds, read the Learn pages and use Parmbh AI without an account.

Parmbh does not collect KYC documents, PAN, Aadhaar, or bank or demat account details. KYC is done by Aspero, Nuvama or Trust Securities on their own platforms, under their own privacy policies.

2. Data Processing and SSO

If you choose to continue to our transaction partner Aspero, we share your phone number and an account identifier with Aspero using a signed token (JWT) so you don’t have to sign in again. Parmbh does not ask for your PAN or bank details; KYC is completed on Aspero. Aspero sends us notifications linked to that account identifier: your KYC progress, your orders and payment status (including the bond, amount and units), and when you view Aspero’s home page or a bond page. We don’t keep your name or mobile number from these notifications. We use them to show your KYC status and investments on your account page and to keep a record of what Aspero has told us. Notifications we received before 15 October 2026 may also include your name and mobile number as held by Aspero.

3. Third-Party Service Providers

We may share necessary data with authorized third-party providers (such as Aspero) only to pass your request to Aspero or the partner who handles your investment, and to meet legal obligations.

4. Investment enquiries

If you request a call back about a bond, we collect your name, mobile number and, if you give them, your email, city, the amount you are considering and your question. Our team uses these only to contact you, help you with your request, and pass your request to Aspero, Nuvama or Trust Securities, whichever handles your investment. We may share them with that company for this purpose. We keep enquiries as set out in section 9. To have your details deleted sooner, email support@parmbh.com.

5. Parmbh AI

Questions you type into Parmbh AI, together with any filters you selected, are answered by our own servers. If we enable an external AI service to improve answers (currently Groq, based in the United States), your question and filters are sent to it to generate the answer. We do not store your chat history. Please do not enter personal details such as your PAN, bank details or account numbers in the chat.

6. Service providers we use

We store accounts, enquiries and Aspero notifications with Supabase, in its Singapore region. Enquiries are emailed to our team through Zoho Mail. The website is hosted on Vercel. If an external AI service is switched on, Parmbh AI questions go to it (currently Groq; if we change to another provider, such as Anthropic, we will update this page). Some of these providers process data outside India, including in Singapore and the United States.

7. Your choices and rights

You can withdraw your consent, or ask to see, correct or delete your data, by emailing support@parmbh.com. Withdrawing consent is as simple as giving it. It does not affect anything we did before, and we will stop contacting you about your enquiry. If you are not satisfied with our response, you can complain to our Grievance Officer (see Grievance redressal) and, once it is operational, to the Data Protection Board of India.

8. Analytics

We use Vercel Web Analytics to count page visits in aggregate. It does not use cookies and does not identify you personally.

9. Data Security & How Long We Keep Data

We use industry-standard security measures to protect your data. We keep it only for these periods, unless the law requires us to keep it longer:

  • Call-back requests: 24 months after our last contact with you, or sooner if you ask us to delete them.
  • Accounts: until you delete your account or ask us to; we then remove your details within 30 days.
  • Updates from Aspero about your account (such as KYC status, orders and pages you view on Aspero): 24 months.
  • Parmbh AI questions: we do not store them. If an external AI service answers, it processes the question under its own terms.

Emails you send to support@parmbh.com are kept in our email system (Zoho Mail) under our normal email retention.

10. Contact Information

If you have questions about this policy, please contact us at:
Email: support@parmbh.com